Business Checking Solutions
SmartBusiness
Designed for sole proprietorships, start-ups, and secondary accounts with limited monthly check transactions and/or cash deposits.
$100 minimum opening deposit
SmartBusiness Plus
Designed for businesses with moderate checking activity and/or cash deposits.
$100 minimum opening deposit
SmartImpact
Designed for churches, small civic, and community organizations with low to moderate monthly checking activity.
$100 minimum opening deposit
✓ $0 Monthly service fee
✓ 250 Free transactions1 per month, at no charge; $0.50 per transaction thereafter
✓ Deposit up to $10,0002 per month, at no charge; $2.00 per $1,000 thereafter
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
✓ $20 Monthly service fee
Avoid monthly service fee with a daily balance of $10,000
✓ 500 Free transactions1 per month, at no charge; $0.50 per transaction thereafter
✓ Deposit up to $10,0002 per month, at no charge; $2.00 per $1,000 thereafter
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
✓ $10 Monthly service fee
Avoid monthly service fee with a daily balance of $500.
✓ Interest bearing account
✓ 500 free transactions1 per month, at no charge; $0.25 per transaction thereafter
✓ Deposit up to $10,0002 per month, at no charge; $1.00 per $1,000 thereafter
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
SmartBusiness
Designed for sole proprietorships, start-ups, and secondary accounts with limited monthly check transactions and/or cash deposits.
$100 minimum opening deposit
✓ $0 Monthly service fee
✓ 250 Free transactions1 per month, at no charge; $0.50 per transaction thereafter
✓ Deposit up to $10,0002 per month, at no charge; $2.00 per $1,000 thereafter
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
SmartBusiness Plus
Designed for businesses with moderate checking activity and/or cash deposits.
$100 minimum opening deposit
✓ $20 Monthly service fee
Avoid monthly service fee with a daily balance of $10,000
✓ 500 Free transactions1 per month, at no charge; $0.50 per transaction thereafter
✓ Deposit up to $10,0002 per month, at no charge; $2.00 per $1,000 thereafter
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
SmartImpact
Designed for churches, small civic, and community organizations with low to moderate monthly checking activity.
$100 minimum opening deposit
✓ $10 Monthly service fee
Avoid monthly service fee with a daily balance of $500.
✓ Interest bearing account
✓ 500 free transactions1 per month, at no charge; $0.25 per transaction thereafter
✓ Deposit up to $10,0002 per month, at no charge; $1.00 per $1,000 thereafter
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
Discover smart solutions for your business with our SmartCommercial Checking accounts. Tailored to meet your unique needs, they help streamline operations, reduce costs, and boost financial efficiency.
Commercial Checking Solutions
SmartCommercial
Ideal for businesses with larger checking balances, high transaction volumes, and treasury management needs who want an earnings credit on balances to reduce or eliminate service charges.
$100 minimum opening deposit
SmartCommercial Interest
Perfect for businesses with higher checking balances, high transaction volumes, and treasury management needs, this account earns interest and provides an earnings credit on balances to help reduce or eliminate service charges.
$100 minimum opening deposit
✓ $20 Monthly maintenance fee
✓ECR can be used to offset monthly service and activity fees4
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
✓ $40 Monthly maintenance fee
✓ Interest bearing account
✓ECR can be used to offset monthly service and activity fees4
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
SmartCommercial
Ideal for businesses with larger checking balances, high transaction volumes, and treasury management needs who want an earnings credit on balances to reduce or eliminate service charges.
$100 minimum opening deposit
✓ $20 Monthly maintenance fee
✓ECR can be used to offset monthly service and activity fees4
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
SmartCommercial Interest
Perfect for businesses with higher checking balances, high transaction volumes, and treasury management needs, this account earns interest and provides an earnings credit on balances to help reduce or eliminate service charges.
$100 minimum opening deposit
✓ $40 Monthly maintenance fee
✓ Interest bearing account
✓ECR can be used to offset monthly service and activity fees4
✓ Free Mastercard debit card
✓ Free e-statements with online check images3
Treasury Management Team
Consult with a business banking specialist from our Treasury Management Team to streamline operations, optimize cash flow, and enhance fraud protection with our comprehensive account management services.
Cortney Pierce
Senior Vice President
Director of Treasury Management
Rachel Garcia
Assistant Vice President
Treasury Management Officer
Samantha Miller
Vice President
Treasury Management Officer
Brent Tucker
Vice President
Treasury Management Officer
2. Includes all Coin and Currency.
3. Monthly e-Statements are available for FREE through online banking access. A fee of $5.00 a month may apply if a customer chooses to receive paper statements through the mail.
4. The Earnings Credit Rate (ECR) may vary, and is set at the Bank’s discretion.